
New York Home Insurance with Gerard P Smith Insurance
The Holiday Season in New York is associated with family get-togethers, great family meals, and beautiful home decorations including lights, candles, and Christmas trees.
According to the National Fire Protection Association, cooking fires are the number one cause of home fires. Nearly all cooking fires start with the ignition of food or cooking oil. Other items normally found in a kitchen help feed the fire – such as cabinets, paper, plastic, and curtains. In 2006, U.S. fire departments responded to 112,500 home structure fires. These fires caused nearly $7 billion in direct property damage. Cooking fires accounted for 40% of all reported home fires. Twelve percent of the fires occurred when something flammable was left too close to cooking equipment.
The CDC and the National Fire Protection Association recommend:
• Stay in the kitchen when cooking. If you must leave the kitchen for any reason, turn off the stovetop.
• If you are simmering, baking, roasting, or boiling food, check it regularly. Remain in the home while food is cooking, and use a timer to remind you to check the food.
• Wear short, close fitting sleeves when cooking. Loose clothing can easily catch fire.
• Never use water to extinguish a cooking fire.
• If oil starts to boil, remove it from the heat source. Simply lowering the heat will not reduce the temperature fast enough.
• Be careful not to overfill pots with oil. You need room in the pan to add food. Overflowing oil can easily catch fire.
• If oil catches fire, use an oven mitt to carefully slide a lid over the pan to smother the fire.
• If oil has overflowed and is burning, get everyone out of the house and call the fire department from outside.
• Keep towels, bags, plastic, and food packaging away from flame and heat.
• Never cook when under the influence of alcohol, drugs, or medication.
• Install smoke alarms if a home does not have them.
• Test smoke alarms monthly and replace batteries as needed.
Make sure that you stay safe this holiday season, and protect your home with the right
Rochester Homeowners Insurance policy. Call the Smith Insurance Agency in Webster, NY at 585-872-5700 to make sure that you have the best protection possible!
Content courtesy of PuroClean.