Rochester Insurance

Your staff is the most important part of your Rochester restaurant. It’s important to have the right Rochester Restaurant Insurance and Workers Compensation

Are you the owner of a business with a fleet of drivers, do you only have a couple of trucks on the road, or are you a commercial driver? If any of these scenarios describe your profession, then you need to be aware that the FMCSA and PHMSA are constantly amending the Federal Motor Carrier Safety Regulations and the Hazardous Materials Regulations to restrict the use of hand-held mobile telephones by drivers of commercial vehicles. This tightening of rules is meant to improve safety on the Nation’s highways, but will also affect your drivers, and consequently, your New York commercial auto insurance.

Reduce your New York State Electrical Contractor Insurance rates with Smith Insurance in Rochester. We can provide your Commercial Auto, General Liability, Workers Comp, and more!

You, as a business owner, have a legal obligation to protect your clients personal information and there are Rochester NY business insurance solutions to protect you in the event that you have a data breach. Call us at 585-872-5700 to learn more about protecting your data and the personal information of your clients.

Lose your temper and you … lose a friend, lose the argument, lose yourself. Take your pick. Whenever a situation arises that tests your self-control, you put yourself and your relationships at risk. And it doesn’t have to be just when you lose your temper.

In our experience, most questions invite a simple “yes” or “no” reply. A few times, you might say “it depends”. But every now and then, there’s a question to which the answer actually changes over time. Take, for instance, the issue of whether a business person should buy or lease their workplace premises.

If you work alone at home, you could face risks to your personal safety, especially if your business involves visitors. Here are some commonsense security measures you can take from Smith Insurance in Rochester, NY:

How much you pay for New York insurance protection like homeowners insurance, auto insurance, or business insurance usually depends on the amount you agree you’d fork out of your own pocket during a claim before the insurance company kicks in. This is your deductible. Its main attraction is that the higher the deductible, the lower the sum you pay for your insurance (the premium). Simple? Well, here are 10 things to know:

If you’re in business at home, you definitely should talk to the Smith Insurance Agency about protecting your interests. Premiums are not as high as you might expect. And even if you have existing coverage, it may be time to review.

During the winter months, there may be times when it is necessary to have work done on a snow-covered roof. Perhaps you needt o make emergency roof repairs or service roof-mounted equipment. If snow has accumulated, you may need to remove it to prevent roof collapse. Working on a snow covered roof poses significant danges, including serious falls and exposure to extreme cold. Click on the following link for these guidlines and ensure that your business has proper controls in place to help minimize the risks of working on snow-covered roofs!